Financial Innovation Spotlight – October 2025

Digital Reinvention
04/11/2025 Perspective
profile picture of Patrice Bernard

Patrice Bernard

C'est pas mon idée

Trends Decoder & Innovation Catalyst

With customary flair, insight—and just the right dose of irreverence—Patrice Bernard, from the French blog C’est pas mon idée, dives into five fresh innovation projects from across the financial world and tells it like it is.

On the radar this month: bold new ideas from RBS, CaixaBank, Floa, Memo Bank, and Citi—each getting the signature Bernard treatment: sharp analysis, zero fluff, and a touch of French candor.

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