Submitted by

Absa Group

We are a Pan-African group, inspired by the people we serve and determined to be a globally respected organisation of which Africa can be proud. We have operated in Africa for over 100 years. We are committed to finding tailored solutions to uniquely local challenges, and everything we do focuses...

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04/09/2023 Banking Innovation
The Absa Mobi Tap offering is a soft POS Solution, which allows merchants and Micro and Small Medium Enterprises to use their phones in place of traditional Point-of-Sale (POS) devices to process contactless card transactions.
Innovation details
Country
Botswana
Category
Reimagining the Customer Experience
Keyword
SME Banking, Payments

Innovation presentation

WHAT IS ABSA MOBI TAP The Absa Mobi Tap offering is a soft POS Solution, which allows merchants and Micro and Small Medium Enterprises to use their phones in place of traditional Point-of-Sale (POS) devices to process contactless card transactions. This solution essentially transforms commercial off-the-shelf smartphones and tablets into secure contactless payment terminals that require no additional hardware, plug-ins, card-readers, or dongles to accept PIN protected card payments, which also means lower costs. HOW IT WORKS The Absa Mobi Tap app is downloaded by the merchant from App Stores. The merchant will be able to accept payment from cardholders on their mobile via Tap on Glass Functionality. Customers will be allowed a maximum cumulative value of P1,000.00 for PINLESS transactions a day with a threshold of P300.00 per transaction. For payments above the 30USD threshold, cardholders will be prompted to enter their PIN. Payment confirmation will be sent to cardholders and merchants either through SMS or email notification. No paper receipts will be produced

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