Submitted by

Ping An Group

With over 227 million retail customers and 693 million Internet users, Ping An is one of the largest financial services companies in the world.

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25/02/2025 Insurance Innovation
Smart LA uses AI and big data to automate lead management, matching customers with agents based on real-time behavior and persona. Four GenAI agents optimize Data Collection, Analytical Forecasting, Leads Matching, and Visit Strategy.
Innovation details
Country
China
Category
Operational Efficiency
Keyword
Customer acquisition & loyalty, Customer experience, AI & Generative AI, Digital channels & Omnichannels, HR & New ways of working, Marketing & sales, Automation
Business Line
Life Insurance
Distribution Channel
Agents

Innovation presentation

Smart LA is an AI-powered platform that revolutionizes customer lead management by automating lead identification and agent-customer matching through big data analytics and generative AI. By analyzing real-time user behavior data from the C-end apps, it dynamically pairs customers with the most compatible insurance agents based on factors like location, education, career, and income.

The platform leverages four advanced GenAI agents: Data Collection for real-time user tracking, Analytical Forecasting for predicting customer needs, Leads Matching for compatibility scoring, and Strategy for generating tailored visit plans. This end-to-end automation eliminates manual delays and transforms behavioral data—such as browsing history and interaction frequency—into actionable insights for trust-building.

In 2024, Smart LA achieved a 55% increase in life insurance conversions (from 0.4% to 2.1%), reduced operational costs by 37%, and improved agent efficiency by 43%. By integrating real-time behavior analysis with multi-dimensional compatibility models, Smart LA enhances both customer experience and business outcomes—turning 77 million leads into scalable growth opportunities while setting new standards for intelligent lead management in the insurance industry.

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