Moni-Thor (IBeS: Individual Behavioural Signature) Qorus-NTT DATA Innovation in Insurance Awards 2025- Nominated

Wallife has introduced its Behavioural Biometrics model step by step, starting with the integration of Moni-Thor, into its app as a protection tool. The model is built around IBeS (Individual Behavioural Signature), an AI-driven proprietary and patented algorithm, designed for digital identity verification and fraud prevention. By analysing user behaviour, habits, and external context, Moni-Thor can determine whether a device is being used by its legitimate owner or an unauthorised individual. This enables real-time fraud detection with a 99% precision rate and a 1% margin of error, significantly enhancing security while minimising impact to the user experience.