HSBC Gold Token Qorus-Infosys Finacle Banking Innovation Awards 2025
Hong KongCategory
Product and Service InnovationKeyword
Customer experience, Savings & Investments, Digital channels & Omnichannels, Tokenization & Nfts
Innovation presentation
HSBC Gold Token is a digital token which, unlike some common gold products in the market, allows investors to acquire Fractional Ownership of physical gold represented by tokens recorded on a distributed ledger. Each HSBC Gold Token represents the fractional ownership record of 0.001 troy ounce of gold.
- Flexibility in gold amount: You can either invest in a fraction of a gold bar more with flexibility to trade as low as 0.001 troy ounce (toz) of gold.
- Fractional ownership of physical gold: Unlike some common gold products in the market, HSBC Gold Token gives you the opportunity to own part of a physical gold bar.
- Your physical gold is safely kept and insured in HSBC’s vault. The digital token is on HSBC's distributed ledger, protected by HSBC’s technology estate.
- Easy to access: Investing in gold bars is easy now via HSBC Online Banking and HSBC HK App.
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