From Profile to Path: Tiered Logic That Converts Qorus-Infosys Finacle Banking Innovation Awards 2025

Submitted by

imagin (CAIXABANK)

Premium
11/06/2025 Banking Innovation
Smart mortgage routing that adapts the user journey based on real-time behavior—boosting conversion through relevance.
Innovation details
Country
Spain
Category
Operations and Workforce Transformation
Keyword
Customer experience, Strategy & Business model, Data, Mortgage

Innovation presentation

This tiered system categorizes mortgage users into three stages (property secured, exploring, undecided) and routes them to personalized flows. By acknowledging different readiness levels, it eliminates friction and boosts user experience. The system reduces SLA by 30% in Tier 1 and increases conversion significantly.

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