Multimodal, Multilingual Transactional Virtual Relationship Manager for Retail Banking “ADITI” Qorus-Infosys Finacle Banking Innovation Awards 2025

Submitted by

Bank of Baroda

Premium
12/06/2025 Banking Innovation
Introducing Multimodal, Multilingual Virtual Relationship Manager — delivering human-like banking interactions through voice, video, text, and 3D holograms, anytime, anywhere.
Innovation details
Country
India
Category
Predictive, Generative, and Agentic AI Innovation
Keyword
Customer service, AI & Generative AI, Contact center & Chatbots

Innovation presentation

With 160M+ customers across 8+ languages, offering personal relationship managers at scale was unfeasible. Today’s customers expect real-time, personalized, and seamless support across both digital and physical channels. We created ADITI—India’s first Multimodal, Multilingual Virtual Relationship Manager. Multimodal means it interacts via voice, video, text, and 3D holograms—offering human-like service anytime, anywhere. Using generative and classical AI with holographic and speech technologies, ADITI fulfils service requests and delivers hyper-personalised nudges, redefining scalable, intelligent customer engagement.

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