PPM motor insurance Qorus-NTT DATA Innovation in Insurance Awards 2026

Super easy pay-per-mile motor insurance without telematics. Just a snap of odometer in our app once a year and you save a lot when driving a little. When you drive less, you are less risky for insurers, so your insurance should be cheaper. But telematic units are out-of-date. With our app you just do a photo at the beginning and then after a year. The final prize of insurance is then set. Our customers appreciate that they simply select their milleage at the beginning and when they reach anniversary, the price is final (if +-500 km close to their innitial milleage), or their price is cheeper per each km below, or higher per each km over the estimation. Price per km is simply in the policy. This solution is unique at least in the CEE region. We have introduced it on the Czech market (2020) and on the Slovak one (2023). We have now more than 300 ths. customers, GWP of 60 mn EUR and we are profitable. And we are growing like hell.