The insurance industry is at an inflection point. The global protection gap has reached $1 trillion and will double by 2030. Risk has changed its nature: climate, cyber, health, and systemic complexity are outpacing the traditional model. And customers no longer compare insurers to other insurers. They compare them to Netflix, Revolut, and ChatGPT.

The NTT DATA Insurtech Global Outlook 2026 is clear: the companies that will win are not those who perfect the payout machine. They are those who build the loss avoidance machine, detecting risk earlier, deciding faster, and defending proactively.

Our Guest Startups:

• GeoX: Turning satellite and geospatial AI into predictive property risk intelligence. Enabling remote inspection at scale, better underwriting, and lower loss ratios across the properties that traditional inspection can't reach.

• Dreamed: A virtual clinic for policyholders combining digital health, personalised coaching, and a reward-based system to prevent illness, support adherence to treatment plans, and build long-term profitability for insurers.

• Oakie: A governance-first-multiagent automation platform for claims and underwriting operations, converting carrier guidelines, policies, and operational playbooks into predictible step-level decisions with Q&A gates, verifiability, and full audit trails.

The Takeaway

Attendees will leave with a clear view of where the market is moving, three concrete proof points of prevention and agentic AI at scale, and a practical framework to evaluate their own next move — and take it.