What if Islamic banks could use data not only to grow faster, but to stay more true to Sharia principles?

In this session, we treat customer data as a trust (amanah) and show how consent-based open finance puts that idea into practice. We’ll explore what it means for Islamic banks to both share and use data, from digital onboarding to new ecosystem partnerships.

We’ll then look at how AI, fed with consented data, can make compliance smarter. That includes real-time Sharia screening, credit decisions based on verified cash flows instead of collateral and explainable models that avoid excessive uncertainty (gharar).

Finally, our panel takes on the big question: could open finance and AI finally move Islamic banking beyond debt-like Murabaha and toward true risk-sharing through Musharakah, at scale?

Join us to discover what the Sharia-smart bank of the future could look like.