DCB – Co-Lending Model solution Implementation in Finacle Qorus-Infosys Finacle Banking Innovation Awards 2025

This innovation significantly increased onboarding the new Co-Lending partners in different segments such as Unsecured Business Loan, Secured Home Loan, Gold Secured Loan, SME and MSME Sectors, as a bulk mode with more robust process. As onboarding times are minimal due to automation and process optimization, it leads to an increase in the Co-Lending partner’s satisfaction and enhanced operational efficiency. • Advanced data analytics and reporting capabilities, enabling continuous monitoring and optimization of the onboarding process and better decision-making. • By enabling the Co-Lending model, DCB Bank has successfully expanded the loan portfolio across the chosen segments, leading to improved efficiency, accuracy, and customer satisfaction.