Payments modernization in Europe sits at the intersection of regulation, revenue growth, operational resilience, and digital customer experience — representing both an opportunity and an imperative.

With the acceleration of SEPA Instant adoption, evolving PSD3 and PSR frameworks, increasing fraud sophistication, and the growing influence of fintech players, banks are under pressure to rethink both the architecture and the economics of their payments business.

At the same time, payments are becoming a frontline growth lever — enabling embedded finance, ecosystem participation, data monetization, and real-time customer engagement.

This webinar brings together industry practitioners and technology leaders to explore how European banks can move beyond compliance-led transformation toward strategic payments modernization.

What we will explore

In this keynote and panel discussion, we will examine the structural shifts redefining payments across Europe and what they mean for banks at different stages of modernization maturity:

• The shift from batch to real-time as the default operating model
• Leveraging ISO 20022 data to enable intelligence, liquidity optimization, and client value
• Scaling instant payments while managing liquidity, fraud, and performance risks
• Modernizing cross-border corridors amid cost and transparency pressures
• Embedding operational resilience aligned with DORA expectations
• Monetizing overlay services such as Request-to-Pay and value-added APIs

We will also unpack the architectural and governance imperatives that functional and technical leaders must align on, including composable payments platforms, cloud-native strategies, orchestration layers, data infrastructure, and ecosystem connectivity.

Attendees will gain perspective on

• The regulatory and competitive forces reshaping payments in Europe
• How SEPA Instant mandates are redefining liquidity, fraud, and platform design priorities
• Where real commercial opportunity lies across instant payments, cross-border flows, and overlay services
• How to architect for real-time processing, resilience, and scale without replicating legacy complexity
• How to build a modernization roadmap that balances compliance mandates, operational risk, cost efficiency, and revenue growth
• The foundational technology choices that will determine long-term payments agility