Qorus Banking Innovation Awards 2023

Cash Flow, Current Account and Saving Account Analysis (ANDREA)

Submitted by

BCA - Bank Central Asia

Logo of BCA - Bank Central Asia

Ever since it was established in 1957, Bank Central Asia (BCA) has continued to grow. This...

02/10/2023 Banking Innovation


Simplifying Process, Simplifying You

Innovation presentation

- There are many tools for analysis/window dressing of current and/or saving accounts such as

- Current Account Report (formerly Sagent) and Panzer

- PIC Relationship has a different point of view in analyzing accounts

- There are constraints for further development of Current Account Report (formerly Sagent) due to obsolote technology

So a new tool was created, namely ANDREA

Uniqueness of the project

With just 1 application and 1x analysis process, users can save time in the process of analyzing (prospective) debtor accounts in order to grant credit.

1. Process Window Dressing

- Before : Per Account

- After : Multi Accounts , Multi CIS

2. Periode (per 1x inquiry)

- Before : 7 Months

- After : 12 Months

3. Reconciliation Summary

- Before : None

- After : Available

4. Tools

- Before : 2 (Sagent & Panzer)

- After : 1 (ANDREA)

5. Review

- Before : Manually (outside the system)

- After : Through the ANDREA system

6. Save Window Dressing Results

- Before : None

- After : Available

7. Access Facility

- Before : Report Portal

- After : Application

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