Life Insurance with Burnout Coverage Qorus-NTT DATA Innovation in Insurance Awards 2025

Submitted by

Stone Co.

Premium
03/03/2025 Insurance Innovation
In a decade, burnout-related leaves have increased by nearly 1000% in Brazil. Our insurance provides financial support to our entrepreneurs in cases of a burnout diagnosis, as its treatment requires a reduction in workload and/or a leave of absence.
Innovation details
Country
Brazil
Category
Product & Service Innovation
Keyword
Business insurance, Marketing & sales, Life insurance
Business Line
Life Insurance
Distribution Channel
Bancassurance

Innovation presentation

Our life insurance includes an unprecedented coverage for burnout, aimed at our clients – small and medium-sized entrepreneurs – who do not have an employment contract (CLT) and, when diagnosed, are left without income and resources for treatment. The product provides financial support to help the insured recover. The solution was born from the growing mental health crisis, even among entrepreneurs, and the lack of similar coverages in the market, filling an important gap in the insurance sector.

Developed in collaboration with the Products, Legal, and Technology teams, as well as our partner insurer, the insurance differentiates our company in the market, generating real value for customers and enabling them to continue sustaining their businesses through treatment, even when facing mental health challenges.

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