Digital Reinvention

What you’ll learn

Traditional business lending models are slow, manual, and disconnected from real-time business activity.

In this session, we’ll unpack how leading banks are rethinking SME lending, from fragmented origination journeys to integrated, digital-first models that accelerate approval times and improve portfolio performance.

We will also explore segment-led lending propositions, embedded distribution, and cashflow-driven underwriting, plus a clear view of how banks can automate decisioning, simplify operations, and scale SME credit profitably without adding risk or complexity.

Main topics

Digital-First SME Lending Models

Cashflow-Based Credit Underwriting

Automated Decisioning & Operations

Embedded & Segment-Led Lending

Speakers

Susan Davies
Santander UK
Head of Business Banking
Vani Vangala
Infosys Finacle
Global Product Lead - Finacle Lending Suite
Jan Uriga
Qorus
Senior Advisor

Speaking institutions