NewTech Friday: Oper – Enabling digital mortgages

Open Finance
Q+
23/09/2022 interview
Geert Van Kerckhoven Oper CEO and Co-Founder

Geert Van Kerckhoven is the CEO and Co-Founder of Oper, a Dutch fintech that is reinventing mortgage lending. He tells Qorus about the company and his belief that getting a mortgage should take just a few clicks from the comfort of your home.

What led to the creation of Oper?

We created Oper because we believe the European mortgage business has reached its ‘Waze / Google Maps’ moment. Borrowers are ready to throw away their Michelin map and embrace a new way of interacting with their bank. However, taking up a mortgage is a significant transaction. You can't replicate the Waze experience by uploading a PDF from your physical map to your website. Unfortunately, we saw too many banks do just this for mortgage acquisition. Their experience taught us that shifting from branch-based to digital sales requires a full paradigm shift. One that only new technologies can drive.

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