Raiffeisen Digital Bank's cloud-native platform: Innovating with software-as-a-service and data-driven solutions

Jakub Malach is the Founder and Chief Retail Banking Officer at Raiffeisen Digital Bank. He introduces their impressive full-cloud native banking platform and how they extensively leverage software-as-a-service (SaaS) providers, integrating and orchestrating them seamlessly through APIs.

Their product range encompasses essential banking services. A prime example is their swift and straightforward truly digital loan process. For this, the user journey commences within a broad digital marketing funnel, continues through the mobile app funnel, and proceeds along one of various upsell or cross-sell funnels. Substantial volumes of data flow through the digital marketing funnel, which is further enriched within in-app origination funnels, all contributing to data-driven use cases aimed at scaling a digital bank.