Reinventing Takaful: How Al Rajhi is leading Saudi Arabia’s insurance transformation
From AI-powered underwriting to embedded insurance and health platforms like Hayatx and Salamati, Al Rajhi Takaful is transforming how protection is delivered in Saudi Arabia. CEO Saud Al Ghonaim reveals how the insurer is building the future of Takaful—smarter, faster, and more human than ever.
From AI-powered underwriting to embedded insurance and health platforms like Hayatx and Salamati, Al Rajhi Takaful is transforming how protection is delivered in Saudi Arabia. CEO Saud Al Ghonaim tells Raheel Vakeel of Qorus how the insurer is building the future of Takaful—smarter, faster, and more human than ever.
Could you introduce Al Rajhi Takaful, its main lines of business, and its geographical scope?
Al Rajhi Takaful is one of Saudi Arabia’s leading Shariah-compliant insurers, serving millions of customers across health, motor, life and general insurance. With nationwide coverage and one of the Kingdom’s most extensive distribution networks, spanning branches, partners, and best-in-class digital channels - we combine financial strength with customer-centric innovation. Our growth is anchored in trust, prudent risk management, and continuous investment in technology and talent to deliver simple, reliable protection for individuals, families, and businesses.
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