Fairfirst Digital Shop for Travel Insurance Qorus-NTT DATA Innovation in Insurance Awards 2026

Submitted by

Fairfirst Insurance

Premium
07/11/2025 Insurance Innovation
Fairfirst Digital Shop makes Travel Insurance simple and instant. Customers can buy their travel policy online within minutes, with real-time quotes, easy customization, and instant coverage before they fly.
Innovation details
Country
Sri Lanka
Category
Product & Service Innovation
Keyword
Customer experience, Digital channels & Omnichannels, Marketing & sales, Automation, Travel Insurance
Business Line
Accident Insurance
Distribution Channel
Online / Direct

Innovation presentation

Concept and Objectives: The Fairfirst Digital Shop redefined how customers purchase Travel Insurance (listed as Accident Insurance on the platform). The goal was to give travelers a fast and reliable way to secure coverage online, removing the need for manual paperwork or delays.

Reasons Behind: As travel rebounded, customers increasingly sought digital convenience and peace of mind before departure. Traditional methods required physical visits or multiple follow-ups. The platform solved this by offering an end-to-end digital solution available anytime and anywhere.

State of Competition: Competitors often provide travel policy inquiries or manual issuance. Fairfirst became the first insurer in Sri Lanka to provide a real-time digital purchase journey for travel coverage with instant documentation.

Sources of Inspiration: We were inspired by leading travel insurers and digital booking systems that simplify user experiences through real-time confirmation and transparency.

Departments Involved: The Marketing & Digital Solutions Department led the project from concept to launch, partnering with IT, Underwriting, and other verious inter departments to ensure smooth implementation and integration.

Main Results So Far: Travel (Accident) Insurance has seen rapid digital adoption with strong online GWP growth, high conversion rates, and positive feedback from travelers who value the convenience and instant coverage experience.

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