Unified E-Wallet and QR Payment Solution Qorus Banking Innovation Awards 2017

E-Wallet is a new type virtual account allowing customers to register, transfer, and withdraw money digitally without visiting bank’s branches. It is also known as digital payment tool which allowing users to store various source of funds such as e-money, credit/debit cards, and loyalty cards. Our bank provides 2 type of e-Wallet solutions which are 1. Di-Wallet : e-Wallet app for retail users 2. Di-shop : e-Wallet for merchants Our e-Wallet solutions can be used for Promptpay [PromptPay is a system for money transfer that ties ID numbers or/and mobile phone numbers with bank accounts so that transferees can use any of their numbers instead of bank account numbers to transfer money] sending and destination account allowing customer to send/receive real-time fund transfer from any sending banks or e-Wallet providers via transfer and Thai QR Code (TQRC) Payment. These e-Wallet solutions have complied the national QR Code Standard which allow Di-Wallet users scan to pay at any storefronts showing TQRC. And also, Di-Shop users can show TQRC and receive payment from any Thailand’s mobile banking apps. Both Di-Wallet and Di-Shop users can easily view and manage their transactions by viewing available balance, transaction history, void and refund which helping users not to rely on cash any longer.