Kredit Multiguna Usaha (KMU) Qorus Banking Innovation Awards 2023
Submitted by
BCA - Bank Central Asia
Ever since it was established in 1957, Bank Central Asia (BCA) has continued to grow. This has been the result of the dedicated teamwork of every single one of our employees and the unflagging support of our customers. In line with our commitment to be “Always by Your Side”, BCA...
IndonesiaCategory
Core Offering InnovationKeyword
Loans, SME Banking, ESG & Sustainability
Innovation presentation
Kredit Multiguna Usaha (KMU) is one if our productive loan program that focus on the development of SME (Small Medium Enterprises) business in Indonesia. It launched on 2021 as BCA respond the market’s need about the flexibility loan with affordable interest rate. Therefore, BCA created the innovation of KMU with approximately 3% interest rate effective per annum and maximum 20 year of loan credit period. BCA also gives the opportunity for our customer to choose KMU schemes (fixed rate up to 5 years) that suit with their business capacity. Quarterly, BCA also launch thematic campaign to support Sustainable Development Goals (SDG) such as Kartini’s Day to support women business through KMU Kartini (May-July).
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