Banking for Innovative Companies by BNP Paribas Bank Polska Qorus Banking Innovation Awards 2023

WHY WE ARE DIFFERENT FROM OTHER FINANCIAL INSTITUTIONS: • #people and #competences: Each company has a dedicated supervisor (relationship manager/RM) who deals with all company’s matters and is not limited by the capabilities of a given business line (we have over 150 solutions for companies, including fx, cash management, escrow, factoring, leasing, real estate, etc. .). Our RM’s are trained to understand perfect the needs of innovative companies, where understanding latest technologies, trends and a nature of VC investments are a must. • #technology: We take on the maximum amount of paperwork, many processes are also fully digital. We also do test latest solutions inside the bank if a founder wishes to engage (eg. remote identification, mID, e-signatures/remote signing of documents, etc.) • #dedicatedrules #dedicatedloan: We have dedicated credit policy, based on which we can lend to young fast-growing innovative companies from EUR 100-400k (conditions: investor on board, sale: 20% increase y/y). Here, companies have individual conditions or form of a security; example – contract financing. • #additionalbenefitsforfounders: From the beginning of 2023, we are joined by experts from our Wealth Management: here we primarily take care of founders (especially before they achieve a status of a proper Wealth Management customer), to help with securing assets and loved ones, prepare for potential succession etc. • #capitaltoscale: We also have an international team raising large capital rounds outside Poland, above EUR 30 million, which is of utmost interest esp. for our soon-unicorns. • #crosscountriesconnections: We also join forces within the Group, cross-countries, supporting our companies in contacts with our strategic/corporate clients, to help them enter foreign markets successfully.