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15/04/2024 Banking Innovation

About

DCM Platform is a trailblazing SaaS for assets tokenization and financial messaging processing, enabling two times cheaper instant payments and assets interoperability that unlocks liquidity.

Innovation presentation

DCM platform is an innovative SaaS payment and tokenization solution that connects traditional financial systems with modern technologies, empowering financial companies and banks to unlock new business models, offer next-gen customer experiences, and operate more efficiently with instant transactions and better asset liquidity. It is a ready-made payment rail that allows financial institutions, banks, and merchants to build effective, transparent, and direct financial relationships. Finally, the solution gives fast access to all the advantages of blockchain, AI, and other modern technologies, including disintermediation, greater transparency, programmability, immutability, and auditability.

DCM Platform advocates not only a cashless but borderless society and fosters financial inclusion.

Uniqueness of the project

DCM platform makes the use of tokenization and blockchain seamless for consumers, helping regulated institutions optimize costs and quickly modernize their legacy systems. As a SaaS solution for instant assets tokenization and financial messaging processing, the DCM platform solves the problems of traditional payment systems, including the following:

High transaction cost: We increase the efficiency and viability of micropayments by making any payment at least two times cheaper, regardless of the amount.

Low payment processing speed: The DCM platform is like a highway for domestic and cross-border payments. Forget about settlements taking T+3/T+infinity; we allow payments to be processed 24/7 and instantly.

Multiple tech and financial intermediaries: By using modern technologies, we eliminate the need for central authority and reduce the complexity of a payment process to accelerate transaction speed, improve security, and lower costs.

Lack of transparency and auditability of funds related to government, charity, and investment projects: Monitor your transactions in real-time, like shipments. Get a live view of your funds and use detailed analytics for the report.

Laborious and time-intensive mass payments: Through programmable transactions, we make it easier and faster for organizations to send money simultaneously and recurrently to various parties.

Complex integration and confusing onboarding: The DCM platform is a ready-made, comprehensive blockchain-powered processing of regulated digital assets (CBDC, tokenized deposits, stablecoins), allowing businesses and people to create liquidity for things that are not liquid today. It seamlessly connects with any financial accounting system, bypassing legacy infrastructure and eliminating the need for custom developments.

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