NBP Aitemaad Advance Salary Qorus Reinvention Awards - MEA 2025 - Winner

Submitted by

National Bank of Pakistan

Premium

10/06/2025 Banking Innovation

NBP Aitemaad Advance Salary is Pakistan’s first Shariah-compliant personal finance solution based on Tawarruq, tailored for urgent liquidity needs of salaried individuals. Product offers a seamless, ethical, and system-optimised financing experience.

Innovation details

Country
PakistanCategory
Product and Service InnovationKeyword
Loans, Islamic Finance, Retail banking

Innovation presentation

NBP Aitemaad Advance Salary is the first fully Shariah-compliant, system-based personal finance solution in Pakistan, offering a robust and automated process that ensures transparency, efficiency, and compliance with Islamic banking principles. Designed for government, semi-government, autonomous, and private sector employees maintaining salary accounts with NBP with automated credit approval of financing up to PKR 1 Million.

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