BNI Digital Services APIs Qorus-Infosys Finacle Banking Innovation Awards 2025

BNI Digital Services Portal represents a revolutionary approach to banking API delivery, designed to meet the evolving needs of Indonesia's digital economy. This innovative platform consolidates over 12 specialized financial products into a single, developer-friendly ecosystem, providing a unified gateway for a diverse range of banking services.

At its core, the portal introduces several key innovations to enhance the developer experience. A Unified API Gateway offers single-point access to a wide array of services, including payments, remittance, lending, and cash management. To facilitate seamless integration, BNI provides an interactive sandbox environment that serves as a real-time testing playground, complete with data autofill and scenario simulation capabilities. Furthermore, the platform offers multi-language Software Development Kit (SDK) support for Python, Node.js, and PHP, alongside comprehensive documentation and Postman collections to ensure a smooth integration process.

The product portfolio available through the portal highlights a commitment to providing comprehensive financial solutions. Key offerings include One Gate Payment, a streamlined cash management solution ideal for corporate treasury operations, and QRIS MPM, which enables cross-border unified QR payments. The portal also features the SNAP Service, aligning with the national payment systems standard for API standardization and governance. For the lending sector, a P2P Lending API is available, enabling clients to operate peer-to-peer lending services in compliance with OJK policies. Additionally, the Remittance API facilitates cross-border payments, offering incoming remittance services to correspondents worldwide.