AegisNexus: An AI-Driven Integrated Protection System for Privacy Compliance & Consumer Rights Qorus-NTT DATA Innovation in Insurance Awards 2026

Submitted by

Ping An

Premium
27/02/2026 Insurance Innovation
AegisNexus is an AI ecosystem that transforms governance paradigms from passive response to intelligent proactivity. It deeply integrates privacy protection, consumer rights safeguards, and regulation of black and gray industries
Innovation details
Country
China
Category
Social, Sustainable & Responsible
Keyword
AI & Generative AI, Innovation, ESG & Sustainability, Life insurance, Automation, Risk management
Business Line
Life Insurance, Home Insurance, Health Insurance
Distribution Channel
Online / Direct

Innovation presentation

1. Concepts and Goals

AegisNexus transcends being merely a technical framework—it is a dynamic governance ecosystem powered by AI and behavioral profiling. Designed as the central engine, it bridges three critical domains: safeguarding individual rights, driving corporate compliance growth, and ensuring financial stability in the digital society.

The project's core objective is to reinvent the governance framework for personal data protection and consumer rights protection (COP) through automation and AI technologies, specifically including:

  • Build a double barrier: to protect the security of personal information and the legitimate rights and interests of users at the core.

  • Promoting ecological construction: Promoting the formation of a transparent and responsible ecological system in the global digital field.

  • Establish a four-in-one system to achieve end-to-end governance encompassing intelligent detection (compliance radar), automated control (execution hub), smart assistants (intelligent bridge), and consumer protection with anti-black market operations.

  • Digital transformation and tightening regulations: As global privacy and consumer protection laws (including the Personal Information Protection Law, GDPR, and CCPA) grow more stringent, the high costs of non-compliance are compelling businesses to adopt integrated solutions.

  • The cornerstone of corporate survival and development: The traditional passive compliance model can no longer adapt to the current environment. Enterprises need to balance compliance and business development through intelligent governance models, thereby solidifying the foundation for long-term operations.

  • Global Social Responsibility: In the context of globalization of digital economy, enterprises have the responsibility to fulfill their legal obligations and respond to social demands by protecting privacy in all scenarios and preventing and controlling black industry.

  • Building trust: Customer trust is the core competitiveness, and privacy security across all scenarios is the key factor in user selection. The project aims to establish a trust foundation between enterprises and customers by precisely safeguarding their rights and interests.

2. The Reasons Behind It

The project was initiated by the following internal and external drivers:

3. Competitive Situation

Existing market solutions often exist in fragmented forms: labor-intensive manual audits, isolated cybersecurity tools, or passive customer service platforms. AegisNexus delivers a clear competitive edge by overcoming the limitations of these conventional approaches.

  • Integration vs. Fragmentation (Breaking Data Silos):

  • Market Status: Most enterprises rely on different suppliers to handle legal compliance, cybersecurity, and customer relationship management separately. This fragmentation creates blind spots, allowing data risks to slip through the cracks.

  • Advantages of AegisNexus: This project establishes a unified ecosystem that tightly interlocks privacy compliance, consumer protection, and cybercrime prevention. By breaking down barriers between legal, IT, and service departments, it ensures that once a risk is detected in any domain (e.g., abnormal data calls), the system immediately triggers cross-domain protection responses.

  • Active Proactive vs. Passive Remedial:

  • Market landscape: Traditional governance often operates as a 'Monday morning quarterback' —reacting only after data breaches or regulatory penalties. The industry's standard response cycle for identifying complex compliance risks typically takes three days or longer.

  • AegisNexus Advantages: The system enables a paradigm shift from "passive compliance" to "intelligent proactive governance" . Leveraging AI and behavioral profiling, it can predict and intercept risks in real time (reducing response time to within 24 hours), effectively blocking violations before they impact users.

  • Full lifecycle governance vs. single-point solutions:

  • Current market situation: Many tools focus on a single phase, such as static code scanning during development or runtime firewalls. They often fail to manage the dynamic behavior of third-party SDKs or the abuse of internal APIs.

  • AegisNexus delivers end-to-end coverage spanning development (code scanning), runtime (real-time data stream monitoring), and post-interaction (customer complaint analysis). This holistic approach tackles industry pain points beyond the reach of standalone tools, including unauthorized API calls and risks in complex mobile ecosystems.

4. Source of Inspiration

The project draws inspiration from macro-environmental insights and reflections on industry cases:

  • Regulatory and Compliance Standards: We strictly adhere to the Personal Information Protection Law, GDPR, CCPA, and industry consumer protection guidelines, which serve as the blueprint for building a robust defense system.

  • Industry warning cases: The cases of Haigang Life Insurance and Didi highlighted the importance of governance, inspiring the project team to build a comprehensive privacy security system.

  • The 'Technology for Good' philosophy: We are committed to showcasing how cutting-edge technologies like AI and biometrics safeguard people's livelihoods, empowering society to thrive through technological innovation.

  • Core business systems: Deeply integrated with key business platforms including Jin Guanjia, E Marketing, and Jinfu.

  • Customer Service and Compliance System: Collaborates with the First Inquiry System (customer complaint handling) to achieve data sharing and risk sharing.

  • Technology and Algorithm Team: We assembled a specialized team to optimize AI algorithms and integrate them into real-world processes.

5. Departments Involved

This project is a cross-business and cross-system deep integration initiative, primarily involving:

6. Key Achievements to Date

The project has achieved remarkable results in three aspects: user service, social security, and corporate benefits.

  • User side (experience optimization):

  • Over 100,000 people have received knowledge dissemination on rights protection.

  • The case processing cycle was shortened from 3 days to within 1 day, and the first inquiry transfer time was reduced from 4 hours to 1 hour.

  • The AI risk scoring model achieved 93.2% accuracy, with a 12% self-service rights protection conversion rate, maintaining a 'zero upgrade' record throughout the process.

  • Social/Security Side (Crime Prevention):

  • The voiceprint recognition technology was used to identify 5% of the repeated complaints and the malicious dialing.

  • The system successfully intercepted 3 cases of false insurance and 2 cases of malicious claims.

  • Operating costs decreased by 7%.

  • Enterprise/Industry (Compliance & Growth):

  • Privacy compliance issues decreased by 75%, achieving 99% compliance coverage across all scenarios.

  • We have completed safety improvements across 38 major categories and 168 subcategories, while implementing controls over 100+ sensitive APIs.

  • It is expected to drive a more than 5% increase in business revenue.

  • A knowledge base containing over 100 regulatory cases has been established, setting a benchmark for industry compliance.

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