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Zurich Insurance

Zurich is a leading multi-line insurer serving people and businesses in more than 200 countries and territories. Founded 150 years ago, Zurich is transforming insurance. In addition to providing insurance protection, Zurich is increasingly offering prevention services such as those that promote wellbeing and enhance climate resilience.

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09/03/2026 Insurance Innovation
AI Assistant that reads submission documents and generates a clean account summary, freeing underwriters from data gathering and speeding analysis, pricing, and quoting while improving productivity and consistency.
Innovation details
Country
United States
Category
Operations & Workforce Excellence
Keyword
AI & Generative AI, Underwriting
Business Line
Commercial Insurance
Distribution Channel
Brokers

Innovation presentation

Concept & Objectives
AI feature that reads submission documents and generates a clean underwriting summary—reducing review time, improving documentation quality, and enabling underwriters to handle more volume while supporting Zurich’s growth and expense targets.

Reasons Behind
Underwriters spend 1–2 hours per submission gathering data. The solution front‑loads key risk information so underwriters can focus earlier on analysis, pricing, and broker engagement.

Competition
Unlike rules‑based tools, this solution embeds directly into workflows and keeps full underwriter control—edit, override, or finalize every output. It is an aid, not a decision engine.

Inspiration
Born from the 2024 Zurich Innovation Championship. In partnership with Sixfold, the solution serves as an underwriting “co‑pilot,” turning complex exposure data into clear, underwriter‑ready summaries.

Departments Involved
Underwriting, Operations, Technology, Innovation.

Results (Quantified)
1–2 hours saved per submission → 5–10% efficiency gain
• Goal: +30% New Business per underwriter
• Faster movement from review → quote
• Higher productivity and more consistent documentation
• Strong voluntary adoption, expanding beyond pilot offices

• Nationwide adoption for all mid market underwriters (>200)

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