SMEs don’t think in terms of banking, accounting and admin. They just want to run their business. Yet most still jump between their banking app, accounting software, invoicing tools and spreadsheets to answer simple questions, like how much they’ve really earned this month or whether they can afford to pay a supplier today.

That fragmentation is an opportunity for banks. Those that bring the books, invoices and cash flow into one place can become the SME’s go-to tool for running the business, not just somewhere it keeps its money. And once a bank is part of the SME’s daily work, it can offer much more: faster credit based on real-time data, proactive insights, and services well beyond banking.

In this session, we’ll explore how banks are turning the banking app into a business operating system. We’ll look at the technology and data that make it possible, and at what it takes to make it valuable for SMEs and the bank alike.