Open banking: Be prepared for accelerated disruption

Open Finance
Q+
29/05/2023 Interview
profile picture of Renato Oliveira

Renato Oliveira

ebankIT

CEO

Five years ago, open banking launched in the UK and EU, marking the beginning of a historic shift in banking. Open banking ecosystems keep growing around the world, with large numbers of new players joining the market. ebankIT has just published a report on the subject. The ideal opportunity to take stock of the contribution of open banking and talk about what is still to come, with ebankIT’s CEO Renato Oliveira.


Open banking was born in Europe and in the UK, but as you show, some countries that started later like Brazil have caught up. How do you explain this?

Brazil and other countries were able to implement open banking and transition to full open finance thanks the successes of already established ecosystems and by replicating the best ideas from mature markets and avoiding their mistakes.

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