Nirio, in collaboration with FDJ (La Française des Jeux is the French national lottery and gaming operator), has introduced Premio, a consumer package combining a French domiciled account, a payment card, budget management tools, and the convenience of making daily transactions within the bar-tobacco-press network. Since January 2023, Nirio's payment solution has allowed individuals to pay for daily expenses in nearly 10,000 partner stores approved by FDJ.
The 2024 Qorus-Infosys Finacle Banking Innovation Awards submission guide
Premio aims to simplify daily budget management for all customers with intuitive tools accessible via the Nirio mobile app, available on Google Play and the App Store. It offers an account with a French IBAN, a Visa card with systematic authorization, and budget management tools for real-time expense tracking, setting limits, and receiving budget alerts.
Nirio stands out by offering a comprehensive banking solution within a single application, contributing to the sustainability of local commerce by diversifying FDJ's network of businesses.
Nirio Go, already available, allows cash or card payments within the FDJ-approved Nirio network for expenses like rent and contributions to student life. Nirio Premio, available at €2.99 per month or €29.90 per year, includes Nirio Go services, an account, Visa card, budget management tools, and cash deposit service.
Opening a Nirio account takes less than ten minutes via the application, with no income conditions. A valid identity document is required, and the payment card is delivered within five business days. Nirio Premio relies on the expertise of Xpollens, a leading Banking-as-a-Service platform.
Raphaël Botbol, President of FDJ Services, emphasizes Nirio's aim to blend proximity and simplicity for everyday payments, while Jean Guillaume, President of Xpollens, highlights their commitment to providing innovative, secure solutions.
