Generali offers AI-driven savings solutions

Fully digital savings products

Through this partnership, Evinance clients will have access to fully digitalized products: e-Vie, a life insurance contract, and e-PER Generali, a retirement savings plan. These are underwritten by Generali Vie and Generali Retraite, respectively. The platform offers users the ability to manage their savings online, combining Generali’s experience in life and retirement insurance with Evinance’s technological capabilities.

The offering includes both standardized and customizable investment strategies. Clients can choose to exclude or favor certain sectors in line with personal preferences, adding flexibility to the investment approach while maintaining a structured management framework.

AI-powered personalization

A key feature of the collaboration is the use of artificial intelligence to support portfolio management. Evinance employs advanced algorithms to analyze large volumes of financial data, allowing for more precise and responsive asset allocation decisions. Risk profiles are assessed with a high level of detail, enabling the creation of portfolios that align closely with individual client needs and risk tolerance.

These portfolios are informed by both quantitative financial indicators and the expertise of the investment team, with continuous market monitoring to manage volatility and identify opportunities.

Shared vision for accessible wealth management

Corentin Favennec, Director of Partnerships at Generali Patrimoine, stated that the partnership reflects a commitment to meeting evolving customer expectations. Maëlle Ngachili, President of Evinance, emphasized the company’s goal of making personalized wealth management more widely accessible.

The e-Vie and e-PER Generali contracts are subject to terms outlined in their respective information notices. Investments in unit-linked products carry a risk of capital loss and are subject to market fluctuations.