Value on the move: How structural change is transforming mobility economics

The new Qorus-CVA report shows how Chinese entrants, software and AI are reshaping European automotive, and where finance, leasing and service players can find growth.

In partnership with

Corporate Value Associates

Corporate Value Associates is a Global Strategy Boutique supporting market leaders in creating value through its customer-centric approach.

08/10/2026 Study
“The winners of this transformation will be those who not only sell or finance vehicles but can also actively manage their value over many years.” Anthony Bandmann, CEO of Volkswagen Financial Services AG

New-car sales are still well below 2019 levels. BEV prices keep sliding. Chinese manufacturers are pushing further into Europe. The headlines suggest a sector in trouble. But look closer and the story changes. Europe's fleet is 15 million vehicles larger than in 2019, and customers still need vehicles, finance, insurance, and support. Opportunity hasn't gone away. It's just moved.

Our new Qorus-CVA Mobility Community report follows it. It explores how value is shifting from the point of sale to the full vehicle lifecycle, and from products to data, software, and partnerships. It draws on a year of community discussions, our Second Annual Automobility Summit in Paris, polls of senior automotive finance executives, and a survey of 32 downstream companies on AI.

The report opens with a foreword by Anthony Bandmann, CEO of Volkswagen Financial Services AG, who argues that financial services providers aren't bystanders in this transformation. They're its architects.

Whether you work in banking, leasing, insurance, or mobility services, you'll find the data, case studies, and expert voices to help you decide where to play next.

What's inside

Lifecycle value

The sale is no longer the end of the story. See how dealers, lessors, and captives are learning to manage the full life of the vehicle.

Chinese OEMs in Europe

Already close to 15% of EV sales in Europe. Find out what they need from local partners, and what that means for you.

The EV market and its ecosystem

Sales are climbing, but residual values, batteries, and charging are still catching up. Seven drivers will shape the next five years.

External forces

Regulation, pricing, and government intervention are rewriting the assumptions behind forecasts. Five steps to prepare for an uncertain future.

Authors

Anthony Bandmann
Volkswagen Financial Services CEO
Markus Collet
Corporate Value Associates Partner & Head of Automobility Platform
Amelia Bradley
Corporate Value Associates Associate Partner

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Mobility community

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