BKM Express National Digital Wallet Qorus Banking Innovation Awards 2014

BKM Express is a national digital wallet platform for cardholders which fully complements their internet and mobile shopping experience, faster and easier. BKM express enables cardholders to pay without sharing their card numbers. Also cardholders are able to send money through their BKM express mobile wallet 7/24. The sender needs to know only the recipient’s mobile phone or card number to send money. The recipient does not have to be a BKM Express member in order to collect money. As of August 2014 integration with 15 banks and 675 e-commerce (%46 of e-commerce market coverage) merchants is completed. Currently, the debit and credit cards of these 15 banks (%97 of issuing coverage) can be added to BKM Express. BKM Express is not only increasing the speed of online card payments but also offering an easy, fast and secure way for payment. The reliability and security of BKM Express comes from the prevention of sharing card details with merchants and approval of transactions with a verification code submitted to BKM Express member's mobile phone number registered at his/her bank. In addition, BKM Express members continue to benefit from all payment options that are available to cards such as installments, loyalty points etc. BKM Expess aims to create a seamless payment experience both on online and offline environments. Within this scope new methods are being developed.