05/10/2022 Banking Innovation


In Spain, most of youngsters have to pay for their own education but do not have money for it. The Skills&Education loan created by imagin and MicroBank addresses this issue, trying to help young talent in Spain in their near future by offering them access to financing with the best conditions to keep investing in their education and training.

Innovation presentation

The Skills&Education loan offers the best conditions among competitors to youngsters in Spain who are interested in studying and need financing:

- Up to 30,000€ and 6 years to return it. And up to 54 months of lack capital.

- No opening commissions.

- Fixed interest rate.

- No guarantee required.

- 100% online and easy to get.

- Coverage of tuition, stay and any study-related expenses.

Uniqueness of the project

In order to launch the Skills&Education loan, imagin created the product with MicroBank, the sustainable banking model within Grupo CaixaBank that offers microcredits and other financial services aimed at promoting productive activity, the creation of employment and personal, family and environmental development.

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