Submitted by

Benefia

Premium
13/03/2017 Insurance Innovation
“Here and Now” application - The idea behind this solution is " sell where no one has sold before".
Innovation details
Country
Poland
Category
Best Disruptive Product or Service
Keyword
Car & Mobility insurance

Innovation presentation

Benefia Insurance is the initiator of the creation and owner of the innovative platform insurance HERE AND NOW. Thanks to it it was possible to meeting the needs of customers and provide a set of innovative insurance services that make the process read the offer and purchase the policy has never been so easy. Just using smartphone is enough to read QR code from car registration certificate to get a choice of products liability insurance or the insurance package. In a variant of this is the maximum OC + AC + accident + Assistance. Downloading vehicle data and driver history is done automatically on-line, with no need to fill any additional information . The customer chooses suitable option that suits him, can download the general conditions in PDF format and then passes now to finalize the sale. The only information that must be provided is a telephone number and an e-mail. Payment is also electronic. One can sign up with one’s finger on a touch screen. Customer receives complete, prepaid insurance policy document via e-mail and can also save it on mobile phone. The whole operation takes less than 5 seconds!

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