16/04/2024 Insurance Innovation


MOVERTI ensures the mobility of people, no matter what means of transport they use.

Innovation presentation

Given the emergence of new forms of mobility in cities, such as carsharing, or personal mobility vehicles (MVP), Verti wants to guarantee the safety of its customers, whatever way they choose to move.

MOVERTI is the new multimodal mobility insurance product that accompanies the person, regardless of the means of transport the user uses. It is a modular insurance that covers the individual needs of the person. It has three different modalities: 1) for urban public transport, taxi and transport vehicles with drivers (VTC); 2) for temporary use of shared vehicles (carsharing, motosharing, bike sharing and rental scooters); 3) for owned electric scooters. In this way, the client chooses which modalities interest them the most based on their needs and daily mobility. In addition, policy payment can be made monthly, quarterly, semi-annually or annually, so that clients can divide their expenses and manage their insurance with greater flexibility.

All the modalities of the new Verti mobility insurance are linked to the person, something that makes it special compared to other competing insurance policies and covers the incidents that the client may have in the different means of transport they use daily.

Among the coverages included are civil liability, legal defense, defense in case of traffic fines, personal accidents (among the accident coverages are: Death Guarantee, Permanent Disability Guarantee according to Scale, and Compensation for surgical hospitalization of the insured) , Coverage of damage to the insured scooter in the event of an accident, complementary transportation and medical guidance. In the latter case, the service is provided through Savia, MAPFRE's digital health platform. In addition, it includes preventive maintenance of your own scooter or reconditioning of scooters, in line with the company's sustainability policy.

Uniqueness of the project

As Juan Pablo Galán, CEO of Verti, points out, “this insurance reflects on the work the company is doing to lead the new mobility. Verti, which is the pioneer in Internet insurance in Spain, also wants to be a pioneer in ensuring people's mobility, with all the guarantees. Mobility is constantly evolving, hence the need for insurance linked to the person, not to a specific vehicle, since now people change means of transport several times a day”.

It represents a transformation of traditional insurance. With Moverti, a new product is offered to the market when customers need it, getting ahead of other players and offering “complete” insurance, and with a very differential added value proposal.

Verti is a digital insurer with a presence in Spain, Italy and Germany. It has more than 340,000 clients in Spain for car, motorcycle, home and pet insurance. It is characterized by its innovative products focused on user needs, such as its 6Wheels insurance, Kms Account insurance or Verti DRIVER.

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