Smart Treasury Qorus-Infosys Finacle Banking Innovation Awards 2025

Smart Treasury is an AI- and analytics-driven platform designed to modernize Banco do Brasil’s treasury operations. It integrates data across departments to enable predictive decision-making, real-time risk assessment, and hyper-personalized financial offerings. Legacy treasury systems lacked agility, data granularity, and integration. The initiative addresses these gaps by embedding advanced analytics and automation into core treasury functions. While digital transformation is widespread, Smart Treasury is the first in Brazil to unify treasury, risk, and accounting processes through a centralized analytical infrastructure, eliminating multi-stakeholder dependencies. The solution aligns with global trends in AI adoption, ESG compliance, and data governance, and was internally driven by strategic goals for operational efficiency and customer-centricity. Treasury, Risk, Accounting, IT, and Data Governance collaborated to ensure system integration, data consistency, and regulatory alignment. - +2% margin revenue via dynamic pricing models - 20,000 hours/year reduction in operational workload - Enhanced risk model precision and decision speed Workforce upskilled in advanced analytics tools