From Zero Savings to 90% Financing – Mortgage for young people Qorus-Infosys Finacle Banking Innovation Awards 2025

Submitted by

imagin (CAIXABANK)

Premium

11/06/2025 Banking Innovation

We make the dream of owning your first home a reality with 90% mortgages that are fully digital, fully accessible and require no savings.

Innovation details

Country
SpainCategory
Business Model InnovationKeyword
Marketing & sales, Mortgage

Innovation presentation

imagin enables people under 35 to buy a home with up to 90% financing, thanks to public-private collaboration. Fully integrated into the imagin app, it simplifies the process, reduces barriers to entry and opens up the possibility of home ownership to a wider demographic. Backed by housing policy and digital banking teams, this initiative reflects both social and technological innovation.

Want to keep reading?

Become a Qorus member to get access to all our innovations

Check our offer

Interested in learning more?

Qorus has a library of almost 8,000 innovation case studies across critical areas like customer experience, sustainability, marketing & distribution and more that can be used to inform your decision-making.