Submitted by

Bradesco Seguros

Premium
27/02/2026 Insurance Innovation
Creation of an innovative AI Agent designed to structure and standardize contractual rules for corporate pension plan clients. This solution transforms a manual and complex process. Boosting efficiency and business innovation.
Innovation details
Country
Brazil
Category
GenAI Innovation of the Year
Keyword
AI & Generative AI, Savings & Investments, Automation
Business Line
Income protection
Distribution Channel
Online / Direct

Innovation presentation

The project consists of creating an AI Agent capable of interpreting and structuring contractual rules for corporate pension clients, aiming to accelerate decision‑making, standardize information, and support the implementation of a strategic initiative to reduce financial expenses. The initiative emerged from the challenge of analyzing contracts and amendments from more than 4,000 companies—an effort that would take months if performed manually. A pilot with 30 companies and over 100 files validated the need for a fast and scalable solution.

Unlike competitors that still rely on manual processes or limited tools, our project applies AI to understand legal language, extract critical clauses, and organize data in a structured manner. Inspired by best practices in AI applied to documents, the project engages key areas such as Actuarial, Products, Legal, Operations, and Relationship Management.

Key results already obtained include significant productivity gains, reducing analysis time from months to days, increased accuracy, and risk mitigation.

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