Nat Reco Initiative Qorus-NTT DATA Innovation in Insurance Awards 2026

Developed by SCOR under its NatReCo Initiative, the Ecological Restoration Insurance Solution is a pioneering insurance offering designed to support and secure ecological restoration projects globally.

As ecosystems rapidly decline and restoration financing remains insufficient, SCOR created a solution that protects the project itself - the core asset of ecological restoration initiatives. The solution covers the financial costs required to bring a project back on track following an insured event such as fire, flood, or storm, thereby increasing confidence for investors and lenders.

Unlike parametric products, the solution is impact-based, assessing the real effects of an event on the ecosystem, taking into account its natural resilience. It integrates a standards-based framework developed in partnership with the Society for Ecological Restoration (SER) to assess project quality, integrity, and credibility.

Structured around two complementary products - Restore (implementation phase) and Manage (ongoing management phase)- the solution supports projects throughout their lifecycle. Distributed through Lloyd’s of London, it is scalable, global, and replicable, helping to build a credible and investable ecological restoration market.