Submitted by

Al Rajhi Takaful

Premium
09/03/2026 Insurance Innovation
Our GenAI medical claims assistant is designed to improve the speed, accuracy, and consistency of medical claims processing. The solution understands and continuously learns from approved medical guidelines, benefit rules, and historical claims decis
Innovation details
Country
Saudi Arabia
Category
GenAI Innovation of the Year
Keyword
AI & Generative AI, Health insurance, Claims management
Business Line
Health Insurance
Distribution Channel
Agents, Bancassurance, Brokers, Online / Direct, Partners

Innovation presentation

The Problem:

Medical claims processing is complex, manual, and highly dependent on individual expertise. Claims teams must interpret medical guidelines, policy coverage, and clinical documentation under time pressure, leading to delays, inconsistencies, and higher error rates.

The Solution:

We implemented a GenAI claims assistant that understands medical guidelines and applies them to claims analysis. The assistant reviews clinical documents, maps treatments to guidelines and coverage rules, flags discrepancies, and provides clear reasoning and outcomes for human review.

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