Choose the winners of the 2026 Qorus-Infosys Finacle Banking Innovation Awards
Here are the nominees for the 2026 Qorus-Infosys Finacle Banking Innovation Awards. It’s up to you to choose the winners, who will be honored during an in-person ceremony in Rome.
A remarkable 538 innovations from 206 financial institutions across 68 countries were submitted to this year's Qorus-Infosys Finacle Banking Innovation Awards. We are sincerely grateful to everyone who participated.
The next stage is now underway. To determine this year's winners, Qorus has shortlisted the strongest innovations across eight award categories. In light of the exceptional number of submissions, the Selection Committee decided to expand the number of nominees in each category.
Please note that some projects may have been nominated in a category different from the one in which they were originally submitted.
Employees of financial institutions—whether from Qorus member organizations or non-members—are invited to help decide the winners by voting for their top three innovations in each category. Voting is open until July 16 at 5:00 p.m. CET.
In addition to the category awards, an international panel of C-level executives will select the 2026 Transformative Innovator of the Year, recognizing the financial institutions that have demonstrated outstanding leadership and impact through innovation and transformation.
The winners will be announced at the in-person Awards Ceremony during the Finacle Conclave in Rome on October 28–29.
Nominees for the awards include:
Modern Tech Innovation of the Year
• Banco do Brasil (Brazil) - IN.GPT: Turning Innovation into Productivity
• Bank of Sydney (Australia) - Scaling a relationship led bank faster
• Bison Bank (Portugal) - Bison Digital Assets: Reinventing Private Banking Through Regulated Digital Finance
• BPCE (France) - Retail Crypto Offering
• Bradesco (Brazil) - Cybersecurity for Generative AI with AML and LLM Firewall
• DBS (Singapore) - Tokenised Structured Notes on Ethereum Public Blockchain
• Eurobank (Greece) - IoT Payments by Eurobank: Fuel up your car, pay effortlessly and go
• Finanz (Italy) - Finanz
• Standard Bank (South Africa) - Fleet360 Mobile App
• Tatra Banka (Slovakia) - RBI Fintech Scouts Program
• Union Bank of India (India) - Kubernetes
• Zand (UAE) - AEDZ, the UAE's First Regulated, Multi-Chain AED-Backed Stablecoin on Public Blockchains
Business Banking Innovation
• Anna (UK) - Auto Accountant
• BNY (USA) - Virtual Account-Based Solutions
• Caixa Geral de Depósitos (Portugal) - Digital Transformation of CaixaDirecta Empresa
• CIMB (Malaysia) - Empowering SMEs Through Seamless Digital Banking Innovation
• Commonwealth Bank (Australia) - CommBank Companion
• Emirates Islamic (UAE) - Reimagining SME Banking - Islamic
• MBH Bank (Hungary) - BUPA Iránytű – bank-agnostic financial decision-support platform for SMEs
• Raiffeisen Bank International (Austria) - From Advisory to Activation: Entrepreneurs´ Ecosystem
• Rawbank (RD Congo) - 20 000 SMEs Project
• SEB (Sweden) - Agentic Ai for next generation of financial advisors
• State Bank of India (India) - State Bank of India's YONO Business
• Yapi Kredi (Turkey) - Advanced Predictive Modeling for Payroll Growth
Business Model Innovation
• Bank of Georgia (Georgia) - House Space by Bank of Georgia
• Cake Digital Bank (Vietnam) - Reinventing Financial Experiences Through an AI-First Banking Model
• Facilitea (Spain) - Facilitea Casa
• Garanti BBVA (Turkey) - Garanti Ko-pilot
• Intesa Sanpaolo (Italy) - Bank on the right advice - Strategic repositioning through a new business model
• Isbank (Turkey) - API Banking & API Developer Portal Ecosystem
• KBC Bank (Belgium) - KBC MyHome – The Central Place For All Your Housing Needs
• Novobanco (Portugal) - Customer‑Centred Value Stream Business Model: novobanco’s Journey‑Led Operating Model
• Punjab National Bank (India) - Programmable CBDC for Smart Public Distribution under Pradhan Mantri Garib Kalyan Anna Yojana
• QNB Türkiye (Turkey) - GSPara: QNB and Galatasaray Create the World’s First Club-Branded Mobile Banking App
• Salt Bank (Romania) - From vision to launch in 12 months: how Salt Bank and Engine built Romania's first digital bank
• Santander (Spain) - COMMERCIAL Business Model Innovation: Santander Spain's Value-Based Banking Model for Companies
Customer Experience Innovation
• Bank of Georgia (Georgia) - BOG App Wrap Up - Your Personal Financial Year in Review
• Ceska Sporitelna (Czech Republic) - Glowing Cards: OLED Payment Cards Powered by Gaming Culture
• Discovery Bank (South Africa) - TRUST: real-time fraud protection that helps clients stop scams before they happen
• FNB (South Africa) - The CX Enabler: Turning Customer Experience into an Operating Capability
• HDFC Bank (India) - Making Data Science work for improving customer service
• Isbank (Turkey) - İşgörü: From Voice to Experience
• Millennium bcp (Portugal) - Charles Darwin – Transforming Customer Experience Through Employee Behavior
• OCBC (Singapore) - Mortgage loan repricing on the OCBC app
• Santander (Portugal) - Sandi Voice AI: Banking Conversations at Scale
• Scotiabank (Canada) - Scotiabank mobile banking app: AI-Powered Predictive Payment Prompts
• Standard Bank (South Africa) - Money Reels
• TBC Bank (Georgia) - Critical Customer Journey Redesign: How TBC Rebuilt Its Banking Flows to a World-Class Standard
Operational Transformation
• Axis Bank (India) - URefer: Turning Workforce Trust into a Digital Acquisition Engine
• Banco Sabadell (Spain) - Re-Engineering the Telephone Service Operating Model
• Bancolombia (Colombia) - Recaudos – Transforming Collections through API-led, Ecosystem-enabled Banking
• BMO (Canada) - BMO AI Translation Tool
• Bradesco (Brazil) - Open Finance as a Strategic Driver of Credit
• Commonwealth Bank (Australia) - Banker Workbench: CommBank’s AI-enabled, agentic frontline workspace
• Credem Banca (Italy) - The AI-Driven Internal Support Ecosystem: EMILIO, TEO & SFERA
• Erste Group (Austria) - From Back Office to Hyperautomation Factory
• Eurobank (Greece) - myEVA: Transforming the Digital Workplace through GenAI-powered Knowledge Access
• Raiffeisen Bank International (Austria) - Accelerate Digital and AI by radical operational simplification
• Standard Chartered (Singapore) - GenAI Concierge
• Unicaja Banco (Spain) - End-to-End Operating Model Transformation: From Legacy to Customer-Centric Banking
AI-led Value Creation
• ABN AMRO Bank (Netherlands) - Convergent AI Simulation Trainer: 'Klantgesprekken'
• Aeon Bank (Malaysia) - Neko Sensei - The Financial Coach
• BanBif (Peru) - VoiceBank
• Banco de Bogotá (Colombia) - AInstein BdB Value Ecosystem
• BNP Paribas (France) - Smart virtual banking assistant
• Emirates NBD (UAE) - Risk Aligned & Dynamic Account Review (RADAAR)
• EQ (Canada) - EQ IQ
• E.SUN Bank (Taiwan) - E.SUN AI Mortgage Consultant
• National Bank of Georgia (Georgia) - NBG AI Platform: A Central Bank's In-House AI Ecosystem
• TD (Canada) - TD AI Prism
• Teachers Federal Credit Union (USA) - Manual Underwriting to Real-Time Decision: Teachers Federal Credit Union's AI-Powered Decisioning
• Yapi Kredi (Turkey) - Hidden Affluent Asset
Product & Service Innovation
• Akbank (Turkey) - Akbank Mobil Live Markets
• Alliance Bank (Malaysia) - Sustainable Supply Chain Programme
• Banca Investis (Italy) - NIWA: your digital junior banker
• BCP (Peru) - Emergency Block
• BoursoBank (France) - BoursoFirst: Subscription-Based Digital Private Banking Platform
• Desjardins (Canada) - Retail Lending Transformation
• Egyptian Gulf Bank (Egypt) - MINT by EGBANK
• GTBank (Nigeria) - Quick Airtime & Data Loan
• Maybank (Malaysia) - Global Access Account (GAA): Seamless Multicurrency Banking in One App
• Poste Italiane (Italy) - PostePay Subscription Management
• Taiwan Business Bank (Taiwan) - i-Money AI Voice Banking Solution
• UniCredit Bulbank (Bulgaria) - "My Car" functionality in Bulbank Mobile
Social, Sustainable & Responsible Banking Innovation
• Attijariwafa Bank (Morocco) - 49KOENING and Attijariwafa bank partnership
• Banco Agrario de Colombia (Colombia) - Agricultural Women’s Credit Card
• Banco Montepio (Portugal) - “When Numbers Tell Stories “ - Social Impact Report
• Bank of Maldives (Maldives) - Mulhi Raajje ah BML ATM
• BRAC Bank (Belgium) - Scaling Inclusivity and Impact Through Commercial Water Supply and Sanitation Finance
• CaixaBank (Spain) - New CaixaBank Voluntary Carbon Credits Platform
• Greenlight Financial (USA) - Family Shield
• India Post Payments Bank (India) - International Inward Remittance via Ria Money using Doorstep Service
• Nationwide (UK) - Nationwide Benefits Proposition: Unlocking Unclaimed Government Support
• RCBC (Philippines) - RCBC ATM Go: Boosting Tourism through Southeast Asia’s First MSME-powered Cash Withdrawal Service
• Red Rocks Credit Union (USA) - Helping Families Build Healthy Money Habits Early
• Vancity (Canada) - Vancity Impact (TM) Term Deposit
And for jury members only:
Transformative Innovator of the Year
• Axis Bank (India)
• Banco do Brasil (Brazil)
• Bradesco (Brazil)
• CaixaBank (Spain)
• DBS Bank (Singapore)
• Emirates NBD (United Arab Emirates)
• KBC Bank (Belgium)
• Novobanco (Portugal)
• Santander (Spain)
You decide who wins. Vote now!
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