Qorus Innovation in Insurance Awards 2022

Seguro Bens Protegidos Zul Digital

Submitted by
13/04/2022 Insurance Innovation


To bring even more convenience to customers, 180° created for Zul the first intermittent insurance in Latin America, which guarantees coverage for items left in the vehicle while the car is parked with the Zul+ app.

Innovation presentation

In 2021, 180° Seguros created the first intermittent insurance in Latin America for Zul+, a platform that enables payment and purchase of parking credits and other automotive services.

Easy to useIt is easy to use, with an investment of BRL 0.49 per hour or USD 0.10, and items left in the car when the vehicle is parked using the Zul+ app. In addition, the platform makes it possible to pay and purchase rotary parking credits and other automotive services, such as tax payments and toll tags. In case of theft, whether while the car is parked or during the driver's entry and exit, the insurance reimburses the value of the belongings up to a limit of BRL 1,000 or USD 250,00

Uniqueness of the project

Seguro de bens Zul+ Powered by 180° is one of a kind, it was created to innovate insurance market opening up a new form of distributing and issuing insurances in Brazil. It aims to introduce intermittent, fast-issuing insurance, complementary services and an affordable cost that would cover personal belongings left inside the car, which are not covered by traditional car insurancee.

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