Gu-Dong-Yi-Sheng Term Health Qorus-NTT DATA Innovation in Insurance Awards 2025

The policy integrates 321 specific orthopedic and neurological surgeries, providing a tailored medical protection package. With claims covering hospitalization and subsidies for specific medical devices, coupled with no-claim rebates, diverse protection is offered and customers may enjoy guaranteed renewal of policy up to 85 years of age. The policy provides dual focal protection on prevention and treatment, guaranteeing wholesome long-term protection to meet customer needs, while alleviating healthcare burden and lowering the risk of suffering from diseases. This will elevate the health level of society as a whole.

With spillover-effect mechanism of specific physiotherapy treatments, claims covering orthopedic and neurological surgeries, the policy is the first spillover-effect innovative product among the industry for health promotion. Receiving specific physiotherapy treatments for as many as 12 sessions during the designated health promoting period in of the same policy year, customers may enjoy up to 6% discount on the annual renewal premium. The measure encourages policyholders to proactively seek medical treatment when needed to lower the risk of orthopedic diseases, so that they may enjoy better health and mobility.