Mon Empreinte Epargne / My Savings Carbon Footprint Qorus-NTT DATA Innovation in Insurance Awards 2025 - Winner

Submitted by

Société Générale Assurances

Premium
12/02/2025 Insurance Innovation
“Mon Empreinte Epargne” features a Carbon Impact Index, an innovative tool that elucidates the environmental impact of each clients’ life insurance contract, seamlessly integrated into the client application and website.
Innovation details
Country
France
Category
Social, Sustainable & Responsible
Keyword
Savings & Investments, ESG & Sustainability, Life insurance, Bancassurance
Business Line
Life Insurance
Distribution Channel
Online / Direct

Innovation presentation

With « Mon Empreinte Epargne », clients have access to the Carbon Impact Index of their life insurance contract, presented as a colored gauge from A+ to E-, to make them understand how their contracts contribute to climate change mitigation. Educational content is also provided to facilitate understanding of the transition to a low-carbon economy. The data and carbon methodologies are provided by Carbon4 Finance, a pioneering French provider of climate data solutions, acting as a trusted third-party. The value proposition was co-created with SG clients to ensure it meets their needs. Société Générale Insurance is the first major French life insurer to offer this information to its clients. “Mon Empreinte Epargne” became available to hundreds of thousands of clients fully invested in the euro fund at the end of December 2024 and will be accessible to more than 1 million clients in the first semester of 2025.

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