Regressive Rates Demonstration Qorus-NTT DATA Innovation in Insurance Awards 2025

Submitted by

Bradesco Seguros

Premium

24/02/2025 Insurance Innovation

We automated the calculation of rates for pension plans, reducing the analysis time from hours to minutes.

Innovation details

Country
BrazilCategory
Re-imagining the Customer ExperienceKeyword
Customer experience, Savings & Investments, AutomationBusiness Line
Life InsuranceDistribution Channel
Online / Direct

Innovation presentation

The Regressive Rates Demonstration project automated the calculation of rates for pension plans on the regressive table, eliminating the need for manual calculations. The solution analyzes FGBI transactions and automatically returns the current contribution bracket, updated balance, and the date of the next bracket change. This has improved operational efficiency, reduced errors, and provided faster information delivery to clients.

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