Video kyc with Real Time compliance Qorus-Infosys Finacle Banking Innovation Awards 2025

Submitted by

Karnataka Gramin Bank

Premium
10/06/2025 Banking Innovation
Video KYC enables secure, remote identity verification via live video calls, enhancing onboarding efficiency
Innovation details
Country
India
Category
Customer Experience Innovation
Keyword
Customer acquisition & loyalty, Customer experience, Video services, Cybersecurity & Authentication, Biometrics

Innovation presentation

Video KYC is a digital identity verification process that enables customers to complete Know Your Customer (KYC) procedures remotely through a live video call. This method leverages technologies like facial recognition and liveness detection to authenticate identities securely and efficiently.

The primary motivation behind implementing Video KYC is to overcome the limitations of traditional, paper-based verification methods, which are time-consuming and often inaccessible to individuals in remote areas. By adopting Video KYC, organizations can offer a more convenient and inclusive solution for customer onboarding.

The main results of implementing Video KYC so far include enhanced efficiency with onboarding times reduced from several days to mere minutes; increased financial inclusion by providing access to banking services for individuals in remote areas; cost reduction through the elimination of paper-based processes and manual verification; scalability allowing financial institutions to onboard a larger number of customers simultaneously; and regulatory compliance with solutions designed to meet stringent regulatory requirements, ensuring secure and compliant identity verification.

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