Qorus-Infosys Finacle Banking Innovation Awards 2025

Smart OD and GST Sahay- to enable cash flow based digital lending for MSMEs

Submitted by

Bank of Baroda

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02/06/2025 Banking Innovation

About

Smart OD and GST Sahay are digital lending solutions for MSMEs, offering quick, paperless working capital finance based on GST returns or current account data, with minimal documentation and instant access to funds.

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