Tessera: The AI & Data-Driven Revolution at Banco Carrefour Qorus-Infosys Finacle Banking Innovation Awards 2025

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Banco Carrefour

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02/06/2025 Banking Innovation
Tessera transforms data into agile and secure intelligence through Google Cloud, driving fast and accurate decision-making. A leap in efficiency and innovation powered by AI at Carrefour Bank! #AI #BankingInnovation
Innovation details
Country
Brazil
Category
Predictive, Generative, and Agentic AI Innovation
Keyword
AI & Generative AI, Transformation, Cybersecurity & Authentication, Data

Innovation presentation

In 2022, Carrefour Bank embarked on an ambitious journey to redefine the future of financial services with the creation of Tessera — an innovative Data Lakehouse built on Google BigQuery. The name “Tessera,” inspired by the Greek word for “four” (a nod to the four fundamental data blocks), symbolizes the initiative’s mission to overcome critical barriers to innovation:

Fragmented Data: Information silos hindered a unified view of the customer.

Limited Scalability: The legacy infrastructure couldn't keep up with exponential data growth.

Slow Processes: Developing new models and products was overly time-consuming.

High Costs: Maintaining legacy systems drained valuable resources.

Tessera marked a turning point, centralizing over 700 tables and 600TB of data into a unified, scalable environment built for the AI era. This ambitious project brought together teams from Data Architecture, Data Governance, Data Engineering, Data Science, Analytics, Analytical Engineering, and multiple business areas, alongside consulting partners — a collaboration that was crucial to Tessera’s success.

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