Menaya InsurCyber | Predictive Intelligence for Cyber Insurance Qorus-NTT DATA Innovation in Insurance Awards 2026

Menaya InsurCyber introduces a new model for cyber insurance by embedding continuous External Attack Surface Management (EASM) and dynamic cyber rating directly into the underwriting lifecycle. Traditional cyber policies rely on static questionnaires and point-in-time assessments, while cyber risk today is external, evolving, and heavily influenced by third-party exposure. Menaya continuously maps and monitors an organization’s entire external digital footprint, including internet-facing assets, cloud and SaaS environments, shadow IT, and supply-chain dependencies, providing insurers with real-time, objective, and verifiable risk intelligence. This enables data-driven underwriting, exposure-based pricing, and continuous risk evaluation throughout the policy period, rather than only at renewal. By detecting vulnerabilities early and guiding remediation, Menaya helps reduce both claim frequency and claim severity, directly improving loss ratios and portfolio stability. The result is a shift from reactive risk transfer to proactive risk control, positioning insurers as strategic cyber risk partners while strengthening profitability and competitive differentiation in the cyber insurance market.